My name is Dean and I have started this blog to share and exchange experiences and ideas dedicated to help us all improve our financial situations.
So, I am just an average guy with a family I have no official or formal qualifications to offer any advice directly but I do have real world experience of being in severe financial problems. I have known quite severe financial troubles in the past including having a house re-possessed and some extreme credit card debts.
Fortunately I have managed to reverse this situation with determination and hard work over the years and now can share some of the knowledge gained but more importantly offer support to anyone who may find themselves in similar situations to a greater or lesser degree.
This blog will try to keep to light side of and focus on the positives of improving your financial position. It aims to achieve this by offering articles on improving your net worth by adding to savings and income and at the same time reducing outgoings and debts.
The best advice I can give is in two parts:
- Health - Your health is more important than any debt or issues you may have. Try not to worry about anything. Sleepless nights will not help you. Be positive and have a plan, seek professional financial advice.
- Awareness - Don't hide from any issues you may have. Be fully aware of your situation, know how to deal with them and get any support you need.
Constructive feed back is always welcome on all topics and unless they are offensive they will not be censored or removed. If you don’t like what were saying then let us know but also let us know why you don’t like it and how we can improve it.
